Canadian Health & Dental Plan

Upon registering as a full-time Canadian student (9 credits) at CBU (registered by September 14th), you are automatically enrolled in the Students’ Union health and dental plans. Our current provider is the Campus Trust, and the cost of the health plan is $175, and the dental plan is $120 for the year (these rates may change annually).

If you have existing health or dental coverage, either through a parent or work, and do not require our coverage, you can opt-out (drop the plan). The opt-out process is open now until Friday, September 15, 2023 ar 11:59 pm.

Opt-outs will not be considered after this date. It is the student’s responsibility to opt-out annually and may do so online ONLY. To opt-out, visit the CBU website at www.cbu.ca and log in to your student Compass account. If you are experiencing difficulty with your online opt-out, we would encourage you to stop by the Students’ Union office before September 16th for assistance, or email dawn_macdougall@cbu.ca. Other options are available for part-time students to opt-in, or add family members at an additional cost.

Health & Dental FAQS

Are my spouse and/or dependent children eligible for benefits?

Yes, your spouse and dependent children (under the age of 21, or if enrolled in an accredited educational institution on a full-time basis, and provides proof annually-under the age of 25) can be covered for benefits. To be eligible, your dependents must be covered under a Provincial Health Care Plan and you must pay the applicable fee before the deadline. Your spouse and dependent children become eligible when you become eligible.

How do I add my spouse and dependent children to the plan?

If you choose to add your eligible spouse and/or dependent children to the CBUSU Plan, you must complete the required form in the Students’ Union Building and pay the applicable fees. You must complete this process by September 16th, 2022.

Can I opt-out of the Health and/or Dental Plan?

To opt-out of this plan, you must be enrolled in another health plan. Proof of coverage is required before you can opt-out. You must complete this process by September 16th, 2022.

If you choose to exclude yourself from the plan, you must log in to your student account at www.cbu.ca to complete the required form.

When will I receive my refund if I choose to opt-out of the Benefits Plan?

If you are already covered under an extended health and dental plan, and you choose to opt-out of this plan, your Student Account will be credited. If you have not paid your fees in full, the refund will be applied to your Student Account.

When your opt-out request has been approved, it will remain in force for the entire student year unless your alternate extended health plan terminates. You have 30 days from the loss of coverage to notify The Campus Trust; to be covered under our plan, for the remainder of the student year. You must provide a copy of your Notice of Termination and pay the applicable fees.

Do I receive a benefit card?

Once you are eligible for coverage and have registered at www.studentbenefits.ca, you will be able to print the following personalized benefit cards under the Download Centre.

For further information on health and dental coverage please contact:
Dawn MacDougall
Executive Director
Email: dawn_macdougall@cbu.ca
Phone: 902-563-1477