For students who choose to remain enrolled in one or both plans, your benefit cards can be accessed in September by visiting cbusu.drawbridge.ca.

Once on the site, be sure to register to confirm your identity. After you have confirmed your identity, you will have access to your benefit cards, the ability to submit claims and track your usage throughout the year.

Students must opt out before September 14, 2026. Students who do not opt out before the deadline will be charged for both plans. Visit the CBUSU website to view upcoming deadlines. To opt out: · Visit cbusu.drawbridge.ca.

• Select the “Register to Opt-Out” option from the menu on the left side of the page

• Fill out the personal information requested on the form and attach your proof of coverage. This can be a photo of your insurance card, letter from insurance company or a Band Card. Your name must be listed on the card/document to be accepted as proof of coverage.

• Complete all information requested and be sure to use your CBU email.

• Once you have submitted your form, click “Visit Portal” at the bottom of your page and it will load a screen showing your opt-out is complete. You will receive an email confirmation as well.

• You will be taken to a page that confirms your opt-out. We encourage you to take a screenshot for your records. In the event that you do not receive a confirmation email or are charged, this screenshot will provide your opt-out proof.

If you do not receive the confirmation email or your account is charged incorrectly, please contact Dawn MacDougall at dawn_macdougall@cbu.ca or 902-563-1477.

Remember, students are required to opt-out annually before the add/drop date in September

Undergraduate and Post-Baccalaureate Canadian Students

Undergraduate and Post-Baccalaureate Canadian students enrolled in courses amounting to less than 9 credits are also eligible for coverage. If they are interested in joining the plan, they must visit the Students’ Union reception desk prior to September 14, 2026, to complete the opt-in form and make the necessary payment.

New Canadian Students

New students arriving in January 2027, are also eligible for coverage if they enrol at the Students’ Union reception desk before January 15, 2027.

Master’s Students

Master’s students are also eligible for coverage but must enrol as a member of the Students’ Union before opting in to the benefits plan. If you are a Master’s student, visit the CBUSU reception desk where you will be required to fill out an opt-in form and pay the necessary fees.

International Students

International students are not eligible for the CBUSU Campus Trust plan. Instead, they are automatically enrolled in the mandatory Guard.Me International Health Insurance plan. For more information, please visit the CBU Guard.Me webpage or email internationaloffice@cbu.ca

Any student who wishes to add dependents to their health or dental plan can do so by visiting the CBUSU reception desk before the add/drop date of that semester. To add dependents, you will have to fill out an opt-in form and make the necessary payments depending on the type and number of dependents you want to add.

Dependents include:

• Spouse

• Common law partner (living together for a minimum of one year)

• Children who live with you on a full-time basis under the age of 21 and who depend on you for support while living in a parent-child relationship

• Children under the age of 25 who are enrolled in full-time study at an accredited institution (yearly submission of documentation required)

All plan members and dependants must be under the age of 70 and have a provincial health card to be eligible for coverage.